Growth Capital

Lending guidelines have tightened and capital availability continues to shrink as banks focus on more lucrative loans of $1 million and above.

However, utilizing low-interest commercial loans remains the most effective way to grow your business. Unlike re-injecting net profits or securing venture capital, which are feasible only to a select few, commercial loans are available to anyone with the necessary credit and cash flow. In fact, commercial loans provide you with significant growth opportunities at a fractional cost. 

What we offer

Our portfolio companies already receive consulting to build and present their financial position. Once we’ve got this covered, it becomes a matter of getting your loan funded. Although most banks offer similar lending products and the SBA guaranty is standardized across institutions, in actuality banks lend at very different rates to very different borrowers. For example, some banks are speciality lenders, focusing on the entertainment, security, or transportation industries. Others may focus on community revitalization or social impact. Or, depending on the changing status of their loan portfolios, some banks will accept or decline the same risk profile at different times. Knowing where to go means the difference between a funded application and a series of declines with little or no explanation. It also results in better terms and more attractive rates. We take a comprehensive approach to Access to Capital, working with you from start to finish.